Portfolio Review 2015

My brokerage account again underperformed in 2015. The S&P 500 (as represented by the ETF VOO) was up slightly, 1.31% (capital return of -.78% plus dividends of 2.08%) but my account was off slightly, -1.77% (capital return of -4.35% plus dividends of 2.58%). Since almost half of my account is in VOO my other picks lagged by even more. I only had one stock up double digits (AET +22.84%) but eight down double digits (IBM -11.11%, CM -11.73%, XOM -12.57%, ESV -17.96%, VDE -23.17%, BNS -25.38%, COP -28.13% and BBL -38.13%). During the year I bought VPU, ALL, NSC and CM and I sold ESV dropping my cash position from 6.59% to 4.54%.